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The official currency is the Ruble (RUB) or Rouble, divided into 100 kopeks. Most major credit cards are accepted in the larger hotels and at places that deal with foreign tourists. Currency can be changed at banks, currency exchange booths and hotels. Travellers checks are difficult and expensive to cash, but if necessary it is advised to take them in U.S. Dollars or Euro. ATMs are widely available in major cities. It is hard to get rubles outside Russia and travelers are advised to take good condition U.S. dollars or Euro notes to change once there. It is illegal to pay for goods or services in hard currency, though it is often accepted.
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