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The official currency is Zloty (PLN), divided into 100 groszy. Poland is essentially a "cash country", and it is difficult to negotiate credit cards and travelers checks in the cities, and well nigh impossible in rural areas. American Express, Diners Club, Visa and MasterCard are, however, accepted in places frequented by tourists. ATMs are also beginning to proliferate in Polish cities, where they are designated by the sign "Bankomat". Money (preferably US dollars or Euros) can be exchanged in the cities and larger towns at banks, hotels or bureau called "kantors", which offer the best rates.
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