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The currency of the Cook Islands is the New Zealand Dollar (NZD). Foreign currency exchange is available at the airport and two banks in Avarua. ATMs are available in Avarua at the banks and at major stores and restaurants. American Express, Visa and MasterCard are accepted at restaurants and hotels in the main towns, and travelers checks in small denominations as well as major foreign currencies can be exchanged at larger shops and hotels. Australian dollars are the preferred currency for travelers checks.
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