The Bermudan Dollar (BMD) is divided into 100 cents, and is tied to the U.S. Dollar (US$1=BMD1). U.S. currency is accepted almost everywhere and other major currencies can be exchanged at banks and bureau de change. Banking hours vary, though most are open weekdays from 9am-4.30pm. Visa, MasterCard and American Express, and travelers checks are widely accepted and ATMs are available. To avoid additional charges, it is best to carry travelers checks in U.S. dollars.
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The international access code for Bermuda is +1, in common with the U.S., Canada and most of the Caribbean, followed by 441. Mobile phones operate on a GSM 1900 network. Internet cafes are widely available.
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If not included in the bill, a 15 percent tip is generally expected at restaurants and hotels. Taxi drivers are usually tipped 10 percent. All Bermuda hotels add a hotel tax of 7.25 percent to the bill at check-out.
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Bermuda is relatively crime-free but visitors should exercise the necessary precautions to safeguard personal possessions.
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There are no specific health risks for visitors to Bermuda and medical care is of a high standard. Health insurance is recommended because of the high cost of medical treatment. Food and water are considered safe for consumption.
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Electrical current is 110 volts, 60Hz. U.S. two-pin plugs and round grounding pin are used.
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